How to avoid becoming a victim of Cyber Crime?
The internet has become a place where everybody lives, do business, study and make one transaction or the other. As great as the internet is, that is how dangerous it has become.
Criminal activities on the internet keep growing on an alarming rate. The thieves no more bugle the bank, making big security doors no more guarantees that the thieves will not enter, the internet has now become a hole through which they make entrance.
About $336 million was lost to online fraud in America in 2005 besides all the trauma and the lost hours went through trying to restore computers to their normal functioning state after they were being disrupted by intrusive programs and viruses.
FBI reported that, US businesses spent a staggering $67.2 million a year dealing with spyware, viruses, computer theft and other computer-related crimes.
The bad guys are still out there, looking for great opportunity to throw a virus that crashes your computer, or install spyware that keeps track of all your activities on the internet, to steal your personal information, such as passwords, bank account number, and credit card number and defraud you of money.
There are different kinds of cybercrime, it includes; Copyright violation, slamming and cramming, credit card fraud, cyber stalking, dating, marriage and divorce scams, hoaxes, viruses, worm, Trojans and spyware, hoaxes, hacking, investment fraud, lottery scams etc.
Cybercrime cost the US over $100 million annually as Wall Street Journal reported.
Gary McKinnon in 2001 hacked the computers of the Pentagon monitoring the movements of UFOs to facilitate the September 11 Bin Laden’s World Trade Center attack.
Cybercrime could be described as any form of criminal activities conducted with the internet or other wireless media, either via the computer, mobile phone or tablet device.
How can you keep yourself from being a victim of Cyber-crime?
Protect your device
Securing your device with a password, setting up firewalls and installing anti-malware programs are good practices to keep your ass safe from cyber criminals.
Most times, our devices tend to save our usernames, passwords, credit card details, bank account number and others. In case your device got stolen, you will be in a serious mess, devices with password at least gives a first line of security and you get more lucky if they will be unable to get it hacked.
Apple and other technology tend to be secure against most malware, but you still need a mode of firewall and password security to get more secure.
Always clear your browser cache and protect your personal files with password
Clearing your browser cache will erase all your stored password and details; you should be good enough to store your credentials in the brain. Cyber-criminals can send malware and Trojans via email; simply opening that mail can lead you into big trouble. Not to forget, also often change your password.
Be mindful of where to get connected
The cyber-crime guys do host Wi-Fi hotspot these days, once you connect through them, they could get access to your computer and steal your personal details.
Don’t just connect to an open network you know nothing about, also warn whoever you will be lending your device never to connect to a network in an area they know nothing about. Those guys go as far to name their unlimited network as the vicinity they are operating so you think it is legitimate.
Be mindful of internet pop-ups
Sometimes when you browse the web, some sites just pops and before you know it at a click you start moving from one site to the other. Even the savvy could be a victim of malicious agents clicking on a link set up by bad guys.
It is very good you enable Email or text alerts for your account activities, this will enable you to quickly get aware in case someone is trying to steal your identity. Identity theft recently grew to be one of the fastest growing cybercrime recently. Enabling the credit tracking service enables you to discover earlier if someone is intruding into your personal portfolio.
Before I roll over, home network is now the order of the day, everyone at home shares a network on their device from a router, ensure that your router is properly protected and strongly encrypted, any security breach could lead to whoop ass for you and the whole of your family. Just one malware sent to your home network could stalk the information of the whole family on individual devices.
More so, many of the available online scam is described at www.lookstoogoodtobetrue.com, you can often check the site to know what is the latest gimmicks guys are employing. If you feel you already fall a victim, quickly report to the necessary authority, www.ic3.gov is the world agency treating these kinds of cases.
It shouldn’t be alarming using the internet, all we need to do is to imbibe security practices, and do all you cannot to be a victim of cybercrime.
John Callaway is the leading contributor to http://backgroundchecks.org. A site dedicated to helping you learn about privacy and security issues online. You can read more about every form of scams and ways your details are getting into the wrong hands online.
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